2008 February | The Official Helmi Hakim Website

Debts: Are They Bad Or Are They Good?

11. February 2008

As many would have known, prior to my enlistment in the army, I was working for a marketing company, promoting credit cards, money lines and personal loans to people out there. I do not know, whether I am biased or not. Compared to my stinct in that company and my stinct in NTUC Income, I [...]

How to Save? How To Invest? Saving In An Investment Linked Policy? Is It Really A Good Way?

8. February 2008

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There are lots of methods that you can use, to save or invest your money. You can buy shares of a company using brokerage accounts. (Expect the price to rise and sell at a profit OR receive dividends). You can go for land banking. (Capital appreciation) You can buy properties. (Expecting to get yield from [...]

Chinese New Year Song.

6. February 2008

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I remember the days when we were in primary school. Its a joyous session where all of us, were together in a hall and we were taught festive seasons songs. We were taught Hari Raya celebration songs. We were taught Chinese New Year celebration songs. We were taught Deepavali songs. Different types of songs. and…. [...]

Happy Chinese New Year To All Of You.

6. February 2008

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Again…. I will like to wish a prosperous, Chinese New Year to all of you out there. May you be blessed with good health, good wealth and healthy relationships. My other related posts that may interest you: Keep Yourself Healthy And Get Yourself Insured Early 100 Quotes From The Secret (Part 2) Significance Of “Lou [...]

Answers to yesterday’s riddle

6. February 2008

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Here are the answers to yesterday’s riddle. Enjoy 1. The sisters are Siamese twins. 2. She stood on a block of ice to hang herself. 3. A fire fighting plane filled its tanks with water from a lake, sucking a scuba-diver in (Is this an urban legend, or did I see this on the news?). [...]

Exercise Your Brain…

5. February 2008

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I like to exercise my brain. I read brain teasers when I feel bored. It keeps me active. I will post some teasers here,from time to time. You guess the answers, and the next day, I will post the answers. Happy Chinese New Year! 1. A woman proves in court that her husband was murdered [...]

Reading Materials On Personal Finance.

4. February 2008

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Some of my clients asked me for some reading materials on personal finance. I am committed to provide quality, reading materials for you in this blog. These are a few links that you can go and read more. 1) Life Insurance Assoc. Consumer Zone http://www.lia.org.sg/lia-TypeA.asp?id=278 2) LIA Guides and other recources.. http://www.lia.org.sg/lia-TypeA.asp?id=284 3) LIA FAQs http://www.lia.org.sg/lia-TypeA.asp?id=292 [...]

Personal Finance Is Meant To Be Simple.

3. February 2008

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Some of my clients are surprised by the simplicity of personal finance. They are expecting it to be something cumbersome, something difficult, something boring…. Personal finance is one’s responsiblity. The individual hold the key to his own future by planning his life as early as possible. Our duty as financial associates is to recommend and [...]

Save Your Money As Early As Possible…

2. February 2008

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These few days, I have young couples coming to me seeking financial advice to grow their money at an investment horizon of 1 year. My heart goes…”huh! xqyety?”. I asked them… “Why, save only for 1 year?” Why not 5 years? 7 years? 11 years? 20 years? Why 1 year….only….? They looked back at me, [...]

Compulsory Annuity in Singapore?

1. February 2008

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The need for an annuity plan was announced by Prime Minister Lee Hsien Loong at last year’s National Day Rally. The issue became a hotly debated topic in coffeeshops, online forums….simply everywhere. Everyone is talking about it. Some complained “CPF is our money.The government should not retrict the usage of our very own money. We [...]