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	<title>Comments for The Official Helmi Hakim Website</title>
	<atom:link href="http://www.helmihakim.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.helmihakim.com</link>
	<description>Investment Advice, Financial Planning, Singapore</description>
	<lastBuildDate>Sun, 11 Mar 2012 05:11:28 +0000</lastBuildDate>
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		<title>Comment on Singapore Civil Servants, Have You Get Your Medical Insurance? by Helmi Hakim</title>
		<link>http://www.helmihakim.com/insurance/singapore-civil-servants-have-you-get-your-medical-insurance/comment-page-1/#comment-4730</link>
		<dc:creator>Helmi Hakim</dc:creator>
		<pubDate>Sun, 11 Mar 2012 05:11:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.helmihakim.com/?p=4219#comment-4730</guid>
		<description>You are welcome Dave! :)</description>
		<content:encoded><![CDATA[<p>You are welcome Dave! <img src='http://www.helmihakim.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Singapore Civil Servants, Have You Get Your Medical Insurance? by Dave</title>
		<link>http://www.helmihakim.com/insurance/singapore-civil-servants-have-you-get-your-medical-insurance/comment-page-1/#comment-4718</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Mon, 05 Mar 2012 13:54:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.helmihakim.com/?p=4219#comment-4718</guid>
		<description>Hi Helmi Hakim, you have written nice articles on your blog. Great work!! I am going to visit your site regularly for information. Thank you for your sharing!!</description>
		<content:encoded><![CDATA[<p>Hi Helmi Hakim, you have written nice articles on your blog. Great work!! I am going to visit your site regularly for information. Thank you for your sharing!!</p>
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		<title>Comment on Is there such thing as Halal Insurance In Singapore? by Helmi Hakim</title>
		<link>http://www.helmihakim.com/insurance/is-there-such-thing-as-halal-insurance-in-singapore/comment-page-1/#comment-4687</link>
		<dc:creator>Helmi Hakim</dc:creator>
		<pubDate>Mon, 13 Feb 2012 05:39:47 +0000</pubDate>
		<guid isPermaLink="false">http://helmihakim.com/?p=3888#comment-4687</guid>
		<description>Congratulations! You have just graduated and are ready for your next phase of life. :)

As elucidated on my post earlier, as a financial consultant, you have a choice to market Takaful investment. It is an investment plan that invest your money in Takaful fund, which is 100% shariah compliant. The plan comes with insurance coverage, and should the insured dies, money from the Takaful fund will be given to the beneficiaries. There is no involvement of interest here.

Question: What if your client, is risk averse, and dont want investments?

Alhamdulillah...You can promote cooperative insurance. Cooperative insurance does not involve interest. Cooperative insurance involves bonuses.

By law, under the cooperative act, cooperative needs to share profits with the policyholders, your future clients. If cooperative makes more money, they share it, with the policyholders.

....and cooperative insurance is also transparent. The yield of your policies are disclosed in the local newspapers, like Straits Times, Berita Harian, Lianhe Zhebao and Tamil Murutsu, every year.

Being a financial consultant, is a noble and well respected profession. If you love to join us, do email me at helmihakim (@) hotmail.com
Looking forward to hear from you soon! :)</description>
		<content:encoded><![CDATA[<p>Congratulations! You have just graduated and are ready for your next phase of life. <img src='http://www.helmihakim.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>As elucidated on my post earlier, as a financial consultant, you have a choice to market Takaful investment. It is an investment plan that invest your money in Takaful fund, which is 100% shariah compliant. The plan comes with insurance coverage, and should the insured dies, money from the Takaful fund will be given to the beneficiaries. There is no involvement of interest here.</p>
<p>Question: What if your client, is risk averse, and dont want investments?</p>
<p>Alhamdulillah&#8230;You can promote cooperative insurance. Cooperative insurance does not involve interest. Cooperative insurance involves bonuses.</p>
<p>By law, under the cooperative act, cooperative needs to share profits with the policyholders, your future clients. If cooperative makes more money, they share it, with the policyholders.</p>
<p>&#8230;.and cooperative insurance is also transparent. The yield of your policies are disclosed in the local newspapers, like Straits Times, Berita Harian, Lianhe Zhebao and Tamil Murutsu, every year.</p>
<p>Being a financial consultant, is a noble and well respected profession. If you love to join us, do email me at helmihakim (@) hotmail.com<br />
Looking forward to hear from you soon! <img src='http://www.helmihakim.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Is there such thing as Halal Insurance In Singapore? by Curious</title>
		<link>http://www.helmihakim.com/insurance/is-there-such-thing-as-halal-insurance-in-singapore/comment-page-1/#comment-4686</link>
		<dc:creator>Curious</dc:creator>
		<pubDate>Sun, 05 Feb 2012 07:33:06 +0000</pubDate>
		<guid isPermaLink="false">http://helmihakim.com/?p=3888#comment-4686</guid>
		<description>Hi, I just graduated and am considering a job as a financial consultant. However, my family and alot others discourage me as they tell me that selling insurance is wrong in Islam as it involves interest. What are your views on this?</description>
		<content:encoded><![CDATA[<p>Hi, I just graduated and am considering a job as a financial consultant. However, my family and alot others discourage me as they tell me that selling insurance is wrong in Islam as it involves interest. What are your views on this?</p>
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		<title>Comment on How To Curb Yourselves From Spending Over Your Limits&#8230; by Helmi Hakim</title>
		<link>http://www.helmihakim.com/investment/how-to-curb-yourselves-from-spending-over-your-limits/comment-page-1/#comment-4685</link>
		<dc:creator>Helmi Hakim</dc:creator>
		<pubDate>Mon, 30 Jan 2012 09:34:52 +0000</pubDate>
		<guid isPermaLink="false">http://helmihakim.com/?p=3917#comment-4685</guid>
		<description>Waalaikumsalam Hafihz! Thanks for your kind words. Great, you agree with it! :)</description>
		<content:encoded><![CDATA[<p>Waalaikumsalam Hafihz! Thanks for your kind words. Great, you agree with it! <img src='http://www.helmihakim.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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