This is the most common reason cited by my clients when I recommend them policies according to their needs.
After listening to my preach, they will say “I dont make decision instantaneously…I need to think over it”
Do you know that the longer you delay, the higher the risk you will undertake…?
Example, while you were still thinking whether to accept that very insurance policy, and if (touch wood) anything were to happen, you will not have the coverage that you odd to have.
If you were to delay longer, and in the event you contracted with an illness or complications, your policy that you will apply will not cover that complications.
On top of that, they may add a “loading” or extra charge on your premiums. 
For these type of people, who “need to consult other opinion first before committing”, “need to think over it first”, I recommend you take up the policy and exercise the 14 days free-look…
It means that upon 14 days you received the policy, and you feel that its not up to your expectation, you have the choice to discontinue it.
You have your choice. In other words, you enjoy 14 days of accidental coverage.
Better than you dont pick up the plan and exposed yourself to so much risk.
You do your own thinking….
Mon, Oct 8, 2007
Insurance